Best Travel Insurance Plans for UAE Residents Visiting Thailand [2025 Guide]
- MooCover
- Jul 10
- 5 min read
Introduction
Planning a trip from the UAE to Thailand? Whether you're dreaming of Bangkok’s bustling streets, Krabi’s calm waters, or the vibrant culture of Chiang Mai, having the right travel insurance plan can make all the difference.
This comprehensive guide explores everything UAE residents need to know about travel insurance for Thailand holidays, including types of coverage, costs, visa requirements, and how to find the best Thailand travel holiday insurance from UAE at a reasonable price.
Do I Need Travel Insurance to Visit Thailand from the UAE?
Although travel insurance is not mandatory for travelling to Thailand from UAE, it is strongly recommended. Medical care in Thailand is not free for foreign visitors, and even minor incidents can result in hefty bills. With rising travel disruptions and health risks, the peace of mind that comes with insurance is invaluable.
In the UAE, most travel agencies include basic travel insurance as part of their holiday packages. However, if you're planning your own itinerary and travelling independently, it's important to purchase travel insurance separately.
Without travel insurance coverage, you risk being unprotected against unexpected mishaps like medical emergencies, trip cancellations, or lost baggage; costs that can quickly add up abroad.
Visa & Entry Requirements for UAE Residents Visiting Thailand
UAE passport holders and nationals from countries listed under Thailand’s Visa Exemption or Visa on Arrival schemes do not require a visa for stays up to 60 or 15 days respectively. If your nationality does require a visa, the process must be completed online in advance.
If you're a UAE resident planning to visit Thailand, it's important to know that all visa applications must now be submitted online. As of 1 January 2025, the Royal Thai Embassy in Abu Dhabi and the Royal Thai Consulate-General in Dubai no longer accept in-person visa applications.
Travellers who require a visa must apply through Thailand’s official e-Visa platform- https://www.thaievisa.go.th
Applications must be completed while the applicant is physically in the UAE and include digital uploads of all supporting documents. Processing typically takes 3 to 10 working days (excluding weekends and public holidays). Once approved, your e-Visa confirmation will be emailed. Print a copy to present at the airline check-in counter and Thai immigration upon arrival. Carry a digital backup as well, along with your passport, return ticket, and hotel confirmation.
Required Documents for e-Visa Application
Recent passport-sized photo (as per Thai e-Visa guidelines)
Proof of UAE residence (Emirates ID or residence visa)
Confirmed return flight tickets
Hotel booking or proof of accommodation in Thailand
Thailand Digital Arrival Card (TDAC)- What is it & How to Apply
As part of enhanced border control measures, all passengers travelling to Thailand must complete the Thailand Digital Arrival Card (TDAC) prior to their flight. This applies to both visa-exempt travellers and those entering with a tourist or business visa. You must complete and submit the TDAC within 72 hours (3 days) before your arrival in Thailand.
This digital submission speeds up your immigration clearance process at the airport. To apply for your TDAC online: https://tdac.immigration.go.th/arrival-card/#/home
What’s the Best Time to Visit Thailand from UAE
The ideal time to visit Thailand is during November to March, when the weather is cooler and drier—perfect for exploring temples, beaches, and street markets. The summer and monsoon months (April to October) can be humid and rainy.
Top Places to Visit in Thailand
Don’t let unexpected setbacks spoil your adventure in these must-visit locations:
Bangkok – Grand Palace, Wat Arun, Chatuchak Market
Phuket – Beaches, Big Buddha, Island-hopping tours
Chiang Mai – Temples, elephant sanctuaries, Doi Inthanon
Krabi – Railay Beach, kayaking in Ao Thalane
Pai – Natural hot springs and relaxed village vibes
What Does MooTravel Insurance Cover for a Trip to Thailand?
MooTravel Insurance policies are designed to be affordable, flexible, and easy to buy online in minutes.
MooTravel Insurance for Thailand covers:
Emergency Medical Expenses – Up to USD 1,000,000
Trip Cancellation/Curtailment – Up to USD 7,500
Dental Emergencies – Up to USD 200 per tooth
Personal Accident Cover
Missed Departure – Up to USD 1,500
Travel Delay – Up to USD 50 per hour
Lost/Stolen Personal Possessions – Up to USD 7,000
Personal money and documents
Loss of passport/travel documents
Credit card fraud
You can also customise your plan with add-on coverage such as hazardous sports, or coverage for pre-existing conditions.
How much does travel insurance cover for a trip to Thailand cost?
Looking for affordable holiday insurance for your trip to Thailand?
The cost of MooTravel insurance plans vary depending on trip length, age of travellers, and type of coverage.
Here’s a cost comparison chart of the plans offered by MooTravel:
TRIP TYPE | PLANS | ||
Standard Single | Premier Single | Elite Single | |
Single Trip | Starting from AED 55 | Starting from AED 79 | Starting from AED 102 |
Annual Trip | Starting from AED 360 | Starting from AED 470 | Starting from AED 607 |
2-Year Trip | Starting from AED 792 | Starting from AED 1034 | Starting from AED 1144 |
Visit moocover.com and generate a quote. Use promo code 25OFF at checkout for an exclusive 25% discount.
How do I buy MooTravel insurance for my trip to Thailand?
Get a quote online in 2 minutes
Log on to https://quote.mootravelcover.com
Choose your Trip Type- Single, Annual, or 2-year
Select your trip start date and end date
Choose your destination- select ‘Worldwide Cover’.
Specify the number of insured (adults/children/seniors)
Compare plans & select your preferred plan
Review coverage inclusions and add optional covers (like hazardous sports or pre-existing conditions)
Enter your details and proceed to payment
Receive your quote and policy documents by email
Frequently Asked Questions (FAQs)
What happens if I don’t have travel insurance in Thailand?
You’ll need to pay out-of-pocket for everything—hospitalisation, surgery, even minor treatments.
Is COVID‑19 included in the coverage?
Yes, all plans include COVID‑19 medical and quarantine expenses, with full emergency medical coverage activating if diagnosed during the trip.
Are adventure activities and sports covered?
Absolutely. MooTravel covers over 50 hazardous activities such as canoeing, mountain biking, hiking, trekking, scuba diving, kayaking, snorkeling, surfing, etc. You just need to add the Hazardous Sports add-on cover during checkout.
Does MooTravel offer 24/7 emergency support in Thailand?
Yes. All our plans include 24/7 worldwide assistance via Europ Assistance. Whether you need medical referrals, emergency evacuation, or help with lost documents, their dedicated team is reachable by hotline anytime.
Can I cancel or cut short my trip and claim back?
Yes. Elite offers up to USD 7,500 trip cancellation/curtailment cover; Premier up to USD 5,000. Standard plans don’t include cancellation cover.
Are pre-existing conditions covered?
No. unless you add the Pre‑Existing Conditions add-on, which must be selected during purchase. Standard policies exclude conditions diagnosed or treated within two years prior to travel.
If I extend my Thailand stay, can I extend the policy mid‑trip?
Policies can’t typically be extended once travel begins. Extensions are considered only in exceptional cases before departure or via individual referral.
Can I use my UAE health insurance abroad?
Most UAE-issued health insurance policies do not cover international treatment unless you've purchased a global extension. MooTravel insurance plans are specifically designed for international travel and ensures proper protection abroad.
Do I need travel insurance if I’m only going for 5 days?
Yes. Even short getaways are vulnerable to travel delays, baggage mishaps, or medical issues. MooTravel offers single-trip plans starting from just AED 55—ideal for short stays.
What is the cheapest Thailand travel holiday insurance from UAE?
MooTravel’s standard single-trip plans start around AED 55 with limited benefits. Always check inclusions.
Can I cover multiple Thailand trips under one plan?
Yes. Our Annual and 2-Year Multi-Trip Plans are perfect for frequent travellers and business flyers who visit Thailand (and other destinations) multiple times a year.
Conclusion
Travel opens doors to new experiences. But it also brings risks. With MooCover’s outbound travel insurance from the UAE, you can enjoy every moment in Thailand knowing you’re protected against the unexpected.
Contact MooCover for all your travel insurance needs.